Insurance & excess
Separate cover, excess, exclusions and recovery instead of collapsing them into one question.
Strata decisions, made from the right facts
Know which question actually decides the issue.
Practical, state-specific decision tools connecting the strata plan, legislation, by-laws, evidence and insurance—without pretending an unresolved fact is settled.
State-specificEach ruleset uses that jurisdiction’s legislation and terminology.
Evidence-ledThe component, location and plan boundary come before the conclusion.
Honest about uncertainty“Not established” and “unresolved” are valid outcomes, not errors.
Decision tools
One issue at a time. Every important connection visible.
Start with pipes and water damage. The same platform will grow into decision trees for repairs, access, by-law enforcement, insurance, meetings and governance.
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Whose Pipe?
Work from the failure location to property, repair duty, cost recovery, consequential damage and insurance questions.
Start the decision tree →Repairs & access
Identify who must act, what notice is needed, and how access and make-good fit together.
Built for the whole strata file
A shared reasoning layer, not another opinion.
Everyone can answer the same pivotal questions and see where the result came from.
OwnersCouncils of ownersStrata managersCaretakersPlumbersInsurance assessorsLawyers